Transcript of Prerecorded Telephone Solicitation Initiated by and on behalf of
BMV Debt Management Corp, American Consumer Advocates Law Group LLC, American Debt Negotiators Inc., Leads 2 U Inc., PHL International Inc., Metucon Corp and Ran David Barnea

(Caller ID “unknown”)


"Hello. This is Heather at Account Services. And we're calling in reference to your current credit card account. There's no problem currently with your account. It is urgent however that you contact us concerning your eligibility for lowering your interest rate. Your eligibility expires shortly. So please consider this your final notice. Please press one now on your phone to speak with a live operator and lower your interest rate. Or press two to discontinue further notices. Thank you and have a great day."