Transcript of Prerecorded Telephone Solicitation Initiated
by Telelytics LLC on behalf of Black Hills Childrens Ranch Inc.
d/b/a Pioneer Credit & Debt Consolidation Services

“Hi this is John Clark with Pioneer Credit. Ah you may recall receiving a letter stating you had been pre-approved to consolidate your credit cards down to as low as zero percent interest. This is not a new loan and you have already been approved by a certified non-profit agency with absolutely no consultation fee and to lower your rates before your next billing cycle I do need to find out what your current balances are so please have your statements ready when you call? My number here is 866-523-9482. My name is John Clark and you can reach me until nine tonight.”