Transcript of Prerecorded Telephone Solicitation
Initiated by Lone Star Utility Savers Inc.
and Representing Home Improvements of Texas

Hello

“Hello, Home Improvements of Texas are contacting home owners who are in need of a FHA, conventional or home equity loan to remodel their home. Slow and bad credit is okay.”

Hello

“Please call Home Improvements of Texas at 713-845-3060 or press the number 1 on your touch tone phone for more information now.”

Pressed 1

“Hello, thank you for pressing 1. Home Improvements of Texas are now offering conventional, FHA and home equity loans to home owners who are planning on remodeling their home, …”

Hello

“…to pay of taxes, liens, bad mortgages, high interest rate credit cards and we even stop foreclosures. And for a limited time are now offering cash back incentives. Good, slow bad credit is okay. And best of all we will even pay you a $500.00 cash reward just for referring any home owner to our company who is planning on remodeling their home. For more information, please call Home Improvements of Texas at 713-845-3060 or just leave your name, number and a brief message after the tone. Thank you.”

"Tone"

Yah, John Davis…(code name used for this particular call) 281-XXX-XXXX… after 5.